New Zealand does not have one supermarket that is cheapest for every household, every product and every week. The practical winner is the store, or small combination of stores, that supplies your real list for the lowest sensible total.

The useful answerCompare a complete basket with equivalent pack sizes, then include the cost and effort of any extra stop.

Why "cheapest supermarket" claims disagree

Change the basket and you change the result. A basket weighted towards private-label pantry basics may reward one banner, while a basket containing branded products on promotion, specialty dietary items or a larger fresh-food range may reward another.

Geography matters too. Individually operated stores set some of their own pricing, ranges differ and a product can be temporarily out of stock. A result without a date, basket and method is a headline, not a shopping plan.

The five tests a fair comparison should pass

TestWhat to checkWhy it matters
Same productBrand, variant and specificationA substitute is a choice, not an exact price match
Same quantityPack size and unit priceSmaller packaging can make the shelf price look cheaper
Same timePrices checked in the same weekly cycleSpecials change the result quickly
Available rangeMissing and out-of-stock itemsA partial basket is not a full-store total
Real effortTravel, time and extra stopsA tiny saving can disappear before checkout

When each shopping strategy tends to make sense

One store

Convenience first

Best when the difference between store totals is modest, time is limited or the alternative has too many unavailable items.

Flexible brands

Compare private labels

Useful when you are comfortable changing brands and can compare equivalent sizes and quality deliberately.

Multi-shop

Split only when it pays

Worth considering when the saving is meaningful and the stores fit naturally into your route.

A better weekly process

  1. Build the list before choosing the store.Include quantities and any brands you are not willing to change.
  2. Check this week's meaningful specials.Prioritise products already on your list, not attractive offers that create extra spending.
  3. Compare complete store totals.Do not let one cheap item hide a more expensive overall basket.
  4. Review a split-shop option.Use it only when the saving comfortably clears your personal threshold for an extra stop.
  5. Keep a simple history.Your own completed shops are more relevant than a national average basket.

The bottom line

Woolworths, PAK'nSAVE and New World can each be the right answer for a particular basket. PAK'nSAVE's low base prices can be hard to beat on staples, while Woolworths and New World combine broad ranges with frequently changing specials. The cheapest supermarket is therefore a dated, household-specific result.

Tallo's My Shop and Multi-shop tools are built around this principle: compare the list you are actually buying and make the trade-off visible before you leave home.